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EC Eligibility

Executive Condominium (EC) Eligibility


Am I qualify to own an Executive Condominium (EC)?

What are the eligibility conditions?



  • Singapore Citizen + Singapore Citizen ()
  • Singapore Citizen + Singapore Permanent Resident ()
  • Singapore Citizen + Foreigner Spouse ()
  • Singapore Citizen + Foreigner Spouse + Singapore Citizen Child ()



  • At least 21 years old
  • Or at least 35 years old, if applying under the Joint Singles Scheme


Family Nucleus

  • Public Scheme
  • Fiancé/Fiancée Scheme
  • Orphans Scheme
  • Joint Singles Scheme (at least 35 years old for both applicants)


Income ceiling

  • Your household combined income MUST NOT exceed the $14,000 income ceiling


Property Ownership

  • You do not own other private property overseas or locally, or have not disposed of any within the last 30 months


Ownership of HDB

  • First Timer Buyer () (Enjoy Up to $30,000 Grant)
  • Enjoyed more than TWO subsidized Flat () Not Eligible
  • Second Timer Buyer () Fulfilled Minimum Occupation Period (M.O.P) & bought BTO flat once before, or resale HDB flat with housing grant


For ECs buyers that owned a HDB flat currently, you can purchase a new EC as long as you can afford the initial down payment of 5% + 15% and the stamp duty (about 3%). You will be required to sell you HDB flat within 6 months from the TOP of the new EC.


For ECs buyers that owned a HDB flat currently but having shortage on the 15% down payment, this is common as your CPF money is currently still locked up in the HDB flat, you can sell your HDB flat and rent a place or stay with any relatives while waiting for your EC to be build.


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